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Dealing with the Unexpected

Children are undoubtedly one of the biggest blessings with which God has ever graced mankind.  However, as we all know, they don’t come with owners’ manuals and, much to the dismay of many a parent, they come with minds of their own.

Nevertheless, most parents dream of things for their children – what college they will go to, what clothes and hairstyles they will have, and even sometimes what hobbies they would like to share with them.

I’ve seen many parents and parents-to-be talk about what they envision, but I have YET to meet a single, solitary parent who dreams of that bane of all parenthood . . . the LEGO.

Forget stubbing a toe on furniture.  Finding one of these little paragons of pain on the floor with a bare foot can send even the toughest among us into a maniacal state of crying, yelling, and most likely throwing the stupid things across the room…and our children have noticed.

Have an annoying sibling or a parent trying to get you into bed before you’re ready?  Toss those bad boys on the floor and Boom!  Instant deterrent.


Well, maybe for the sibling.  Any parent knows a pair of shoes will remedy that problem!  It’s the single ones – the ones that escapes notice and lie there in the dark, alone, that get you.  It brings to mind another nasty surprise – hit and run drivers.  Unfortunately, many people out in the wide world don’t carry auto insurance and, even if they do, may not take the time to stop and leave the proper information if they hit your vehicle when you aren’t around.  Even if they do, sometimes they don’t have enough insurance to cover the damage.  That’s where Uninsured/Underinsured motorist coverage comes in.


This coverage pays for your expenses if you’re involved in a hit-and-run or if you’re hit by someone whose liability limits aren’t enough to cover your bills after an accident.  It typically helps pay for your medical expenses resulting from a crash and damage to your vehicle.  While not required in every state, it is a good choice to make sure that you’re protected no matter what comes your way.  Give one of our Customer Service Reps a call today and we’ll be happy to discuss your uninsured coverage needs.