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Homeowner Liability during Halloween

Homeowner Liability during Halloween

Our Halloween Blog series continues this week with a little discussed topic – Homeowner Liability.  Those decorations are cute, but did you know that you must consider the safety of visitors to your home as well?

Any sign that you’re giving out candy can make trick-or-treaters and their companions “invitees” to your property.  This means that, should an injury occur you could potentially be determined at fault under the premises liability laws.

Here are a few tips to keep yourself and your visitors protected:

  1. Provide safe clear paths for visitors and make sure the paths are well lit at night.

  2. Jack-O-Lanterns with real candles should be well off the path that will be traversed by guests.

  3. Make sure your lights don’t exceed the outlet’s capabilities!

  4. Make sure sidewalks and paths are in good repair.

  5. Be properly insured – Homeowners insurance should be reviewed to make sure you have the proper liability coverage in the case of an accident.

For more information, check out this link ( for Hughes & Coleman Injury Lawyers and come by today and let us review your policy to ensure that you have the coverage you need!